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Cashless is the future. What we need is legislation that keeps pace with technology and equitable for all users, not some Pollyanish desire to return to “simpler” times where we use paper “money” and metal coins. Everyone should be able to pay with their phone or whatever other tech is developed as we move forward. Fumbling for correct change, writing checks, signatures with your finger, and dealing with all these ridiculous credit card swipe or insert card protocols are in the stone ages. Eh, personally I look forward to a cashless future. Working in hotels for as long as I have I’ve seen the cash comes with a whole host of problems, which is why where I currently work doesn’t accept cash at check-in. Why would we regret it? There will be crypto-currencies that are untraceable and require no government or private entity to transact securely. Completely peer to peer and protected by algorithmic encryption. The banking industry would love to get rid of cash. Not only to same themselves work but because it’s the only medium of exchange on which they do not make a profit. I just forgot to take cash on a 5 days pleasure trip. I did have a credit card, but paying $1.00 for a drink at Mikey D’s seemed a little ridiculous. And it cost the Rick and Morty Schwifty Things Stranger Things shirt money. If everyone went cashless, the small business owners would go out of business or have to raise their rates to cover the fees. And remember the credit card fee is on tax as well as what you buy plus if it is a restaurant, the fee is paid on the tip you leave.
In a “cashless society”, anyone can not only suspend your ability to participate in commerce, but they can also go to your past creditors and take the money you’ve already paid out. imagine waking up one day and getting a call from your landlord that you suddenly owe six months of back rent that you already paid because the person who owns your bank doesn’t like where you shop for food? And this goes both ways, righties. how would you like having your electricity turned off for nonpayment because you had lunch at Chick fil A and some lib making minimum wage in a call center decided to freeze your bank account and take the last years’ worth of bills back? This is a way stores block out “undesirable” customers. It’s completely driven by social class and affluent neighborhoods and stores practice this. I hate it when people say it’s because of rewards cards. The Rick and Morty Schwifty Things Stranger Things shirt want your info to target you with advertising and sell your purchase info to whoever has the most money. Your purchases detail what you eat, what you drink and what you smoke. Purchases of medications can be tracked as well; you get the drift. What do you think insurance companies might want your info for?
I see no reason for us to have cash. Less cash, fewer robberies. What we need instead is readily accessible banking for those that don’t have it now. Which is why the post office needs to provide the services along with small loans and other services. No interchange fees for government-provided bank cards. Whatever it costs to print money now throw it into infrastructure for transactions. The cashless system is a good idea but we are not ready to transition to that yet and we might never be able to if the Democrats don’t get their act together and become the dominant party for at least a couple of decades. I’ve had to use cash because their card system is down. Need to pay somehow. Internet goes down, power goes out, phone battery dies, at-risk places for card skimmers. A piece of paper money is there and can easily be used. I don’t use cash most of the time anymore but I always have some on me just in case. If you don’t take cash, you will lose my business. Period. It blows my mind when someone whips out the debit/ credit card to buy a soda or candy bar or some other small ticket item. Cash is still king in my book.